Living Richly with Curo

Episode 23 | Donor-Advised Funds (DAFs)

🤝 Welcome to Episode 23 of Living Richly with Curo!
 
✅In this episode, we’ll explore the benefits of Donor-Advised Funds (DAFs) for charitable giving. 
 
💰 We’ll discuss how DAFs offer immediate tax benefits, flexible donation timing, strategies for high-income years, and more. Tune in to learn how to make your charitable contributions more impactful!
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth

Episode 22 | Reverse Mortgages

🤝 Welcome to Episode 22 of Living Richly with Curo!
In this episode, we break down the key aspects of reverse mortgages, their pros ✅ and cons 🚫, and share real-life client experiences.
 
📚 Learn about loan flexibility options, potential risks, and the importance of family discussions when considering this financial tool—and more!
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth

Episode 21 | What Would Taxes Look Like Under Trump vs. Harris?

🤝 Welcome to Episode 21 of Living Richly with Curo!
 
🇺🇸 🗳️ In this episode, we dive into the impact of potential tax policy changes heading into the election, from the future of the Tax Cuts and Jobs Act to new proposals on income and capital gains taxes. 💸
 
🔍 We'll also explore the candidates' plans on eliminating tip taxes, expanding the child tax credit, and more.
We hope you enjoy and learn something new!
 
Note: The same evening we recorded this episode, Democratic presidential nominee Kamala Harris came out with an updated proposed increase (less drastic) in the top capital-gains tax rate, so we wanted to share those details here.
 
The all-in top rate would be 33%, which would include a new 28% capital rate as well as Biden’s proposal to raise a 3.8% investment income tax to 5%. Biden, by contrast, wanted a near-doubling of today’s 23.8% top rate to 44.6%, taxing capital gains at roughly the same rate as ordinary income.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #Taxes #Election #Trump #Harris

Episode 20 | Going to Cash Ahead of the Election

🤝 Welcome to Episode 20 of Living Richly with Curo!
 
In this episode, we tackle crucial topics for investors: managing emotions during election cycles, why going to cash might not be the best strategy, and how to balance short-term concerns with long-term goals. 🎯
 
📊 We also discuss how historical data can help reassure clients and the importance of sticking to a well-thought-out investment plan.
 
Tune in to understand how to navigate market volatility and make informed decisions.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #PersonalFinance

Episode 19 | Selecting Benefits

🤝 Welcome to Episode 19 of Living Richly with Curo!
 
In this episode, we delve into the crucial topic of selecting benefits. We discuss choosing the right health insurance plan, comparing traditional PPOs with high deductible options, and understanding the impact of your health status on these decisions. 🏥 
 
💵 We also cover maximizing employer matches for retirement plans, exploring Roth options, and the importance of investment strategies for your 401(k).
 
Thanks for joining us, and live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #PersonalFinance

Episode 18 | Insurance Questions for Early Retirees with David Hillelsohn

🤝 Welcome to Episode 18 of Living Richly with Curo!
A special thanks to David Hillelsohn for joining us to discuss all things insurance. 
 
🏥 In this episode, we discuss navigating early retirement health care options, understanding COBRA, evaluating marketplace plans, maximizing HSAs, and more. 
 
Tune in to explore the key strategies for securing your health coverage before Medicare! 
Live richly!
David’s site: https://dhillfinancial.com/
 
Living Richly HSA Episode: https://youtu.be/naPhEhlG_yA
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #PersonalFinance

Episode 17 | Early Retirement with Anne-Marie Laboe

🤝 Welcome to Episode 17 of Living Richly with Curo!
 
💼 In this episode, Anne-Marie Laboe joins us to discuss her early retirement journey, sharing the challenges and surprises she's encountered over the past nine months.
 
⛰️ From adjusting to a new lifestyle without the daily grind to navigating unexpected back surgery and considering future passions, Anne-Marie provides insight into the realities of stepping away from a long-term career earlier than most.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #PersonalFinance

Episode 16 | My Spouse Passed Away, Now What? (Part III)

🤝 Welcome to Episode 16 of Living Richly with Curo!
 
We’re wrapping up our series about the passing of a spouse. In this episode we discuss the "grace phase" of life after losing a spouse, viewing it as a time of transformation following grief.
 
We emphasize rediscovering your purpose, embracing change, honoring your loved ones' memories, and reflecting on your legacy.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #PersonalFinance

Episode 15 | My Spouse Passed Away! Now What? (Part II)

🤝 Welcome to Episode 15 of Living Richly with Curo!
 
 
In this episode, we delve into the “Growth” phase, a critical step in transitioning after losing a spouse, as outlined by Kathleen Real. We discuss the importance of creating an updated financial plan tailored to one’s new circumstances, setting short-term goals, and adjusting cash flow and budget.
 
 
Additionally, we emphasize the necessity of reviewing and updating estate plans, including beneficiary designations and healthcare directives. Finally, we highlight the value of self-care, community support, and being open to new friendships during this challenging time.
 
 
Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
 
Live richly!
 
 
#LivingRichly #Podcast #PersonalFinance

Episode 14 | My Spouse Passed Away! Now What? (Part I)

🤝 Welcome to Episode 14 of Living Richly with Curo!
 
 
In this episode, we delve into the financial considerations following the passing of a spouse. Drawing from our extensive experience at Curo Private Wealth, we offer guidance specifically for widowed clients, with a focus on women navigating this challenging transition.
 
 
We explore Kathleen Real’s concept of the three stages of widowhood: grief, growth, and grace, and discuss the importance of assembling a supportive team of professionals. Additionally, we emphasize the need for organization, understanding immediate and deferred decisions, and caution against hasty financial moves. It’s a difficult topic, but a necessary one to discuss.
 
 
Live richly!
 
 
Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
 
#LivingRichly #Podcast #PersonalFinance