Living Richly with Curo

Episode 76 | Financial Goals at Every Age

In this episode of Living Richly with Curo, Anne and Atricia explore how financial goals evolve through different decades of life. They provide guidance on setting intentional goals for your twenties, thirties, forties, fifties, and sixties to help build a solid financial foundation and plan for future flexibility.
 
Here's what we cover 👇
 
📝 Financial priorities for each decade from 20s to 60s
🚨 Building emergency funds and effective budgeting
🔒 Protecting assets and establishing estate plans
📈 Approaching retirement with a balanced investment strategy
🎯 Aligning spending with personal values and goals
🏡 Saving for major purchases like homes and education
📊 Understanding the transition from accumulation to income planning
💼 Preparing for work optional lifestyle and career changes
🛡️ Considering long-term care and Roth conversions
🌟 Embracing retirement as a new chapter for growth and fulfillment
 
Tune in to discover how aligning your financial goals with your life stage can create confidence and clarity for your future.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #FinancialPlanning #RetirementPlanning #BudgetingTips #EmergencyFund #EstatePlanning #WorkOptional #LongTermCare #RothIRA

Episode 75 | What the Government Shutdown Means for Your Portfolio

In this episode of Living Richly with Curo, Anne and Atricia discuss the ongoing government shutdown and explore what it could mean for your finances and investment portfolio. They break down the key economic implications and offer insight on how to stay prepared during uncertain times.
 
Here's what they cover 👇
 
🔍 The impact of furloughed and unpaid federal workers on consumer spending
📊 How the shutdown interrupts critical economic data like jobs reports and inflation
⚖️ The potential effects on Federal Reserve policy and interest rates
📉 Understanding the economic soft patch and job market challenges
💡 Why having cash reserves is crucial during periods of political and economic uncertainty
📝 What lower interest rates might mean for stocks in the current environment
💬 The importance of long-term planning and staying focused despite market noise
 
Stay informed and proactive by tuning in to this episode for a valuable perspective on managing your money during a government shutdown.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #GovernmentShutdown #EconomicImpact #FederalReserve #FinancialPlanning #InvestmentStrategy #CashReserves #LaborMarket #MarketVolatility #LongTermPlanning #EconomicData

Episode 74 | Crypto Explained: The Risk, Rewards, and Realities

Welcome back to Living Richly with Curo! In this episode, Anne and Atricia tackle one of the buzziest and most confusing topics in finance: cryptocurrency. From Bitcoin and Ethereum to “crypto bros” and blockchain, they break down the basics, highlight the risks, and share practical takeaways on whether crypto belongs in your financial picture.
 
What you’ll learn 👇
 
🪙 What crypto actually is and how blockchain works
📢 Why crypto gets so much attention (potential growth, independence, and new tech)
⚠️ The risks: volatility, lack of regulation, scams, and no underlying company value
🎲 Why crypto should be treated like “Vegas money” for most investors
📌 Why Bitcoin and Ethereum are the most established options vs. meme coins
🏦 How ETFs have made access to crypto simpler for curious investors
🔑 Key takeaways: true wealth is built with clarity, consistency, and confidence. Not FOMO
 
Whether you’re crypto-curious, skeptical, or somewhere in between, this episode will give you context and confidence to think about digital assets responsibly.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #CryptoExplained #BitcoinBasics #BlockchainTechnology #DigitalAssets #CryptoRisks

Episode 73 | Living Richly in Blended Families: Insights from Mike & Kim

Welcome back to Living Richly with Curo! In this episode, Anne and Atricia sit down with Mike and Kim Anderson, founders of Blended Family Breakthrough, to talk about the financial and relational dynamics of blended families. From building trust to navigating money conversations, this episode is full of real-world wisdom for families in transition.
 
What you’ll learn 👇
 
👨‍👩‍👧 How Mike and Kim turned their own blended family struggles into tools for helping others
💬 Why transparency and communication are key to building trust in blended households
💡 Practical tips for handling finances when child support, inheritances, or estate planning complicate matters
🔍 Why parents and stepparents see stepchildren through different “lenses” (love vs. responsibility)
🎯 The role of values in shaping money decisions for kids, both young and grown
🔑 Advice for newly formed blended families to avoid “easy wrong turns”
🌟 What living richly really means: hope, connection, and creating memories
 
Whether you’re part of a blended family yourself or simply want to better understand the financial and emotional dynamics, this conversation offers insight, encouragement, and practical takeaways.
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
___________________________________________________________________________
 
More information about Mike, Kim, and Blended Family Breakthrough:
 
Website: https://www.blendedfamilybreakthrough.com/
Blended Family Breakthrough Quiz: https://form.typeform.com/to/DSz44d52
 
YouTube: https://www.youtube.com/@blendedfamilybreakthrough 
Facebook: https://www.facebook.com/blendedfamilybreakthrough
Instagram: https://www.instagram.com/blendedfamilybreakthrough/
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #BlendedFamilies #FamilyFinance #FinancialPodcast #WealthPodcast #MoneyValues #ParentingTips #FamilyConnections

Episode 72 | What Stocks Do After a Fed Rate Cut

Welcome back to Living Richly with Curo! In this episode, Anne and Atricia dive into one of the most anticipated economic stories of the year: the Fed’s first rate cut of the cycle. 
 
Together, they break down what history can teach us, what might be different this time, and why expectations matter as much as the cut itself.
 
What you’ll learn 👇
 
🏦 What a Fed rate cut cycle means and why it matters
📊 Key takeaways from the last 10 cutting cycles since 1982
❄️ Why averages can be misleading (yes, even with markets)
📉 How recessions have historically shifted outcomes
🔑 Factors that make this environment unique: high valuations, inflation, labor market trends, and global pressures
🗣️ Why the Fed’s comments may matter just as much as the cut itself
 
💬 This is a thoughtful conversation designed to give context, clarity, and a little “cocktail party fodder” around a headline topic. Whether you follow markets closely or just want to understand how rate changes connect to the bigger economic story, this episode is for you.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #FedRateCut #EconomicUpdate #FinancePodcast #MarketInsights #WealthPodcast #LaborMarket #EconomicCycle #FinanceEducation #PersonalFinancePodcast #LivingRichly

Episode 71 | How the BLS Calculates Jobs

What’s really going on in the job market, and can we even trust the headlines? 
 
In this episode of Living Richly with Curo, Anne and Atricia break down how unemployment numbers are calculated, why the recent 911,000 job revision matters, and what it actually says about the economy right now.
 
Here’s what we cover 👇
 
🔄 Why BLS jobs data often gets revised months later
🏡 The difference between the household and establishment surveys
🧮 How unemployment is calculated—and what it leaves out
📋 What “underemployed” means and why it’s not reflected in job numbers
🧾 How data collection may be outdated in today’s economy
📣 Why this matters for understanding economic trends—not just the news
 
This is a great explainer if you’ve ever wondered where the job numbers come from, how to interpret them, or what they don’t tell us. Stay informed with smart, jargon-free insights that help you see through the noise.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #JobMarketExplained #EconomicTrends #UnemploymentRate #FinancialLiteracy #LivingRichly #PersonalFinanceTips #EconomicUpdate #DataDeepDive #SmartMoneyMoves #CuroPrivateWealth

Episode 70 | 12 Simple Money Habits to Transform Your Finances

Feeling overwhelmed by personal finance? Start small. In this episode of Living Richly with Curo, Anne and Atricia share 12 simple, high-impact money habits anyone can start today. No budgeting spreadsheets or finance degrees required.
 
These aren’t abstract theories. They’re tactical, realistic habits designed for real life. Whether you're trying to gain more control, save automatically, or just stop impulse shopping on Instagram, you’ll find easy wins in this episode.
 
Here’s what you’ll learn 👇
 
☕ Why checking your bank accounts daily builds control and prevents fraud
🔁 How automating even $25 in savings can jumpstart your financial confidence
⏳ A 24-hour rule to curb impulse spending (especially on social media)
🧾 The subscription audit challenge: Cancel one each month
⏱️ The 1% retirement tweak that adds up over time
🎉 Guilt-free fun: How to build a “fun money” budget that actually works
💬 How to hold a monthly “money date” with yourself or your partner
💌 Practicing gratitude before spending (hello, abundance mindset)
🏖️ Naming savings accounts for big goals makes them easier to reach
🔍 Why reviewing your credit report annually can protect your wallet
📬 How unsubscribing from marketing emails protects your budget
✨ Visualization trick: Connect to your future self to make better decisions today
 
Just pick ONE habit. Start today. Then watch the results compound.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #MoneyHabits #FinancialWellness #BudgetingTips #SmartSpending #MindfulMoney #SavingSimplified #AbundanceMindset #FinanceForLife #DailyMoneyTips #LivingRichly

Episode 69 | What it Costs to Raise a Child in America

👶 In this episode of Living Richly with Curo, we dive into how expensive it is to raise children in today’s America and what families can do about it. From housing and childcare to food and healthcare, every dollar adds up. 
 
🎯 But with thoughtful planning and practical strategies, it’s possible to raise a family without sacrificing your future.
 
Here’s what you’ll learn 👇
 
 🏠 Why housing takes up 32% of child-related expenses
 🧒 The average cost of raising one child: over $300,000
 💼 Why many families are choosing to live on one income
 🍼 Creative savings hacks like swapping childcare and buying secondhand
 💬 Real stories from clients deciding between career and childcare
 📊 Budgeting tips to manage food, transportation, and medical costs
 💡 How to “practice” living with a child before the baby arrives
 🏦 Why emergency funds and tax-advantaged accounts are essential
 🎓 The importance of not neglecting your own retirement
 👨‍👩‍👦‍👦 A candid take on the emotional and financial realities of parenthood
 
🎧 Whether you're planning a family or already in the thick of it, this episode offers helpful insights and honest advice to keep your finances in balance.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #CostOfParenting #FamilyFinance #RaisingKidsToday #RetirementPlanning #FinancialWellness #BudgetingTips #BackToSchool2025 #ModernParenting #ChildcareCosts
 

Episode 68 | Current Research on Women & Wealth

In this episode, we explore the latest research on women and wealth and the powerful trends shaping their financial futures.
 
Anne and Atricia dive into three new studies from Fidelity, UBS, and Ellevest to break down:
 
📊 Why 61% of women expect to be better off financially in 2025
🧾 The rise of gradual retirement and how work is evolving for women
💳 The financial confidence that comes with having a plan (and how 68% of women now have one)
🩺 Why healthcare costs are a major concern and how HSAs fit into the conversation
👩‍👧‍👦 The toll caregiving takes, and why women are still 3x more likely to retire early to care for others
🏦 What the Great Wealth Transfer means for women and why it’s such a game-changer
💪 The confidence boost that comes from expected inheritances
💼 Why most women still aren’t working with an adviso
💬 How conversations (or the lack thereof) around money are still shaping outcomes
 
 Whether you're preparing for retirement, thinking about a future inheritance, or looking to take more control of your financial life, this conversation is for you.
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #WomenAndWealth #Caregiving #WealthTransfer #RetirementStrategy #FinancialConfidence #WomenInvestors #HSA

Episode 67 | Should You Have Private Equity in Your 401(k) Plan?

This week on Living Richly with Curo, we unpack one of the biggest headlines in personal finance: how a new executive order could allow private equity into your retirement plan. What does this mean for you? We're breaking it down in simple terms.
 
Here’s what you’ll learn 👇
 
 🔍 What private equity and private investments actually are
 📆 Why illiquidity and long time horizons matter in retirement planning
 💼 The pros: diversification, potential returns, and institutional access
 ⚠️ The cons: higher fees, less transparency, and fiduciary risks
 🤔 How this might show up in your 401(k) through target-date funds
 ❓ What questions to ask before considering any allocation
 🔄 Why this change might not be as altruistic as it seems
 🧠 How education and proper training could protect investors
 
Whether you're a young professional or a near-retiree, this episode will help you approach new financial trends with clarity and caution.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #PrivateEquity #401kInvesting #FinancialEducation #RetirementPlanning #WealthManagement #AlternativeInvestments #LongTermStrategy #MoneyMatters #FiduciaryDuty #InvestmentRisks