Living Richly with Curo

Episode 71 | How the BLS Calculates Jobs

What’s really going on in the job market, and can we even trust the headlines? 
 
In this episode of Living Richly with Curo, Anne and Atricia break down how unemployment numbers are calculated, why the recent 911,000 job revision matters, and what it actually says about the economy right now.
 
Here’s what we cover 👇
 
🔄 Why BLS jobs data often gets revised months later
🏡 The difference between the household and establishment surveys
🧮 How unemployment is calculated—and what it leaves out
📋 What “underemployed” means and why it’s not reflected in job numbers
🧾 How data collection may be outdated in today’s economy
📣 Why this matters for understanding economic trends—not just the news
 
This is a great explainer if you’ve ever wondered where the job numbers come from, how to interpret them, or what they don’t tell us. Stay informed with smart, jargon-free insights that help you see through the noise.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #JobMarketExplained #EconomicTrends #UnemploymentRate #FinancialLiteracy #LivingRichly #PersonalFinanceTips #EconomicUpdate #DataDeepDive #SmartMoneyMoves #CuroPrivateWealth

Episode 70 | 12 Simple Money Habits to Transform Your Finances

Feeling overwhelmed by personal finance? Start small. In this episode of Living Richly with Curo, Anne and Atricia share 12 simple, high-impact money habits anyone can start today. No budgeting spreadsheets or finance degrees required.
 
These aren’t abstract theories. They’re tactical, realistic habits designed for real life. Whether you're trying to gain more control, save automatically, or just stop impulse shopping on Instagram, you’ll find easy wins in this episode.
 
Here’s what you’ll learn 👇
 
☕ Why checking your bank accounts daily builds control and prevents fraud
🔁 How automating even $25 in savings can jumpstart your financial confidence
⏳ A 24-hour rule to curb impulse spending (especially on social media)
🧾 The subscription audit challenge: Cancel one each month
⏱️ The 1% retirement tweak that adds up over time
🎉 Guilt-free fun: How to build a “fun money” budget that actually works
💬 How to hold a monthly “money date” with yourself or your partner
💌 Practicing gratitude before spending (hello, abundance mindset)
🏖️ Naming savings accounts for big goals makes them easier to reach
🔍 Why reviewing your credit report annually can protect your wallet
📬 How unsubscribing from marketing emails protects your budget
✨ Visualization trick: Connect to your future self to make better decisions today
 
Just pick ONE habit. Start today. Then watch the results compound.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #MoneyHabits #FinancialWellness #BudgetingTips #SmartSpending #MindfulMoney #SavingSimplified #AbundanceMindset #FinanceForLife #DailyMoneyTips #LivingRichly

Episode 69 | What it Costs to Raise a Child in America

👶 In this episode of Living Richly with Curo, we dive into how expensive it is to raise children in today’s America and what families can do about it. From housing and childcare to food and healthcare, every dollar adds up. 
 
🎯 But with thoughtful planning and practical strategies, it’s possible to raise a family without sacrificing your future.
 
Here’s what you’ll learn 👇
 
 🏠 Why housing takes up 32% of child-related expenses
 🧒 The average cost of raising one child: over $300,000
 💼 Why many families are choosing to live on one income
 🍼 Creative savings hacks like swapping childcare and buying secondhand
 💬 Real stories from clients deciding between career and childcare
 📊 Budgeting tips to manage food, transportation, and medical costs
 💡 How to “practice” living with a child before the baby arrives
 🏦 Why emergency funds and tax-advantaged accounts are essential
 🎓 The importance of not neglecting your own retirement
 👨‍👩‍👦‍👦 A candid take on the emotional and financial realities of parenthood
 
🎧 Whether you're planning a family or already in the thick of it, this episode offers helpful insights and honest advice to keep your finances in balance.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #CostOfParenting #FamilyFinance #RaisingKidsToday #RetirementPlanning #FinancialWellness #BudgetingTips #BackToSchool2025 #ModernParenting #ChildcareCosts
 

Episode 68 | Current Research on Women & Wealth

In this episode, we explore the latest research on women and wealth and the powerful trends shaping their financial futures.
 
Anne and Atricia dive into three new studies from Fidelity, UBS, and Ellevest to break down:
 
📊 Why 61% of women expect to be better off financially in 2025
🧾 The rise of gradual retirement and how work is evolving for women
💳 The financial confidence that comes with having a plan (and how 68% of women now have one)
🩺 Why healthcare costs are a major concern and how HSAs fit into the conversation
👩‍👧‍👦 The toll caregiving takes, and why women are still 3x more likely to retire early to care for others
🏦 What the Great Wealth Transfer means for women and why it’s such a game-changer
💪 The confidence boost that comes from expected inheritances
💼 Why most women still aren’t working with an adviso
💬 How conversations (or the lack thereof) around money are still shaping outcomes
 
 Whether you're preparing for retirement, thinking about a future inheritance, or looking to take more control of your financial life, this conversation is for you.
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #WomenAndWealth #Caregiving #WealthTransfer #RetirementStrategy #FinancialConfidence #WomenInvestors #HSA

Episode 67 | Should You Have Private Equity in Your 401(k) Plan?

This week on Living Richly with Curo, we unpack one of the biggest headlines in personal finance: how a new executive order could allow private equity into your retirement plan. What does this mean for you? We're breaking it down in simple terms.
 
Here’s what you’ll learn 👇
 
 🔍 What private equity and private investments actually are
 📆 Why illiquidity and long time horizons matter in retirement planning
 💼 The pros: diversification, potential returns, and institutional access
 ⚠️ The cons: higher fees, less transparency, and fiduciary risks
 🤔 How this might show up in your 401(k) through target-date funds
 ❓ What questions to ask before considering any allocation
 🔄 Why this change might not be as altruistic as it seems
 🧠 How education and proper training could protect investors
 
Whether you're a young professional or a near-retiree, this episode will help you approach new financial trends with clarity and caution.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #PrivateEquity #401kInvesting #FinancialEducation #RetirementPlanning #WealthManagement #AlternativeInvestments #LongTermStrategy #MoneyMatters #FiduciaryDuty #InvestmentRisks

Episode 66 | Unique Ways to Fund Your Next Big Financial Goal

Life rarely goes according to plan, and that’s exactly why flexible financial strategies matter.
 
In this episode of Living Richly with Curo, Anne and Atricia share real client stories and creative planning solutions for those moments when Plan A falls apart. 
 
📝 From unexpected real estate timelines to surprise capital calls, you’ll learn how smart borrowing strategies—like securities-backed lines of credit (SBLOCs), interest-only bank loans, and even life insurance loans—can help fund major financial goals without derailing long-term plans.
 
💡 Whether you’re buying a second home, making a capital contribution, or funding a one-time opportunity, this episode is packed with actionable insights financial advisors use every day.
 
Here’s what you’ll learn 👇
 
 🔄 Why flexibility is one of the most underrated tools in a financial plan
 🏘️ How to use securities-backed lines of credit (SBLOCs) without overexposing yourself to risk
 🧾 How permanent life insurance policies can provide liquidity—if you know how to leverage them
 🪣 The importance of having non-retirement investment buckets for optionality
 🤝 Why having trusted financial partners helps you pivot without blowing up your plan
 
If you're preparing for a major life transition, or just want to make smarter decisions about your financial resources, this episode will show you how to stay nimble, strategic, and calm when the unexpected hits.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #SmartBorrowing #WealthStrategy #PersonalFinanceTips #MoneyMoves #LiquidityPlanning #FinancialWellness #CreativeFinancing

Episode 65 | OBBBA - Part 2

Ever wondered how the latest One Big Beautiful Bill Act (OBBBA) tax law changes could impact your finances?
 
In this newest episode of our OBBBA coverage, we break down the most important updates that affect homeowners, parents, business owners, and anyone with student loans. We keep it clear, concise, and easy to understand, without the tax jargon!
 
Here’s what you’ll learn:
 
🏡 Mortgage Interest Rules: What’s now permanently deductible and what isn’t
🎓 Student Loan Updates: Permanent tax-free employer payments and student loan forgiveness (cancellation of debt) exclusions
👶 New Trump Accounts: Tax-advantaged savings for kids under 8
📚 529 Plan Expansion: More eligible K-12 and credentialing expenses
❤️ Charitable Deduction Changes: New rules for itemizers and non-itemizers
💼 Small Business Perks: Permanent QBI deductions and higher stock exclusions
 
If you want to stay informed about tax law changes without getting lost in the details, this episode is for you.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #TaxPlanning #PersonalFinance #MoneyTips #FinancialPlanning #BusinessOwners #StudentLoans #529Plans #TaxUpdates #MortgageTips #SideHustle

Episode 64 | One Big Beautiful Bill Act For Real

🏛️ The One Big Beautiful Act is now officially law, and this week we continue the conversation with a second round of updates that matter for your 2025 financial planning. From estate taxes to auto loan deductions, we’re unpacking what’s temporary, what’s “permanent,” and what it all really means for everyday Americans.
 
In this episode, Anne and Atricia walk through the most relevant changes and offer perspective on how to stay proactive and informed in a shifting tax environment.
 
Here’s what we cover 👇
 
🧓 Higher standard deductions—including new boosts for seniors
 
🧾 Child tax credit increase, now indexed to inflation
 
🚗 Auto loan interest deductions—who qualifies and why it’s complicated
 
🍽️ Deductions for tips and overtime income: how they work
 
🏡 Expanded estate and lifetime gift tax exemption
 
⚠️ Why “permanent” doesn’t really mean forever—and what to watch for in 2028
 
🧠 The mindset shift every taxpayer needs for long-term planning
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #PersonalFinanceTips #OneBigBeautifulBill #Trump #FinancialPlanning #Taxes #MoneyEducation #StandardDeduction

Episode 63 | Long-Term Care Planning for Single Women

In this episode of Living Richly with Curo, Anne and Atricia tackle a critical but often overlooked topic—how single women can proactively plan for long-term care. With 90% of women expected to be solely responsible for their finances at some point, it’s not just about aging, it’s about empowerment, flexibility, and protecting your future independence.
 
They break down practical steps, essential documents, and key considerations that go far beyond just money—touching on support systems, home choices, and mindset shifts. Whether you’re single now or may be later, this conversation could dramatically shape your long-term well-being.
 
Here’s what we cover 👇
 
📊 What long-term care really means—and what it costs
 
🧾 The 4-part framework for smart planning: legal, financial, housing, and support
 
🏥 Why Medicare doesn’t cover what most people assume it does
 
🔎 The right time to consider long-term care insurance—and how hybrid policies work
 
🏠 How to evaluate if your current home is fit for aging in place
 
👭 Building a support system that fits your values and lifestyle
 
🧠 How to overcome the “I’m healthy, I don’t need this” mindset
 
✅ 5 specific actions you can take today to start planning
 
This isn’t just a financial conversation—it’s a life planning conversation. The sooner you begin, the more peace of mind and flexibility you’ll have.
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
#LivingRichly #Podcast #CuroPrivateWealth #WomenInFinance #LongTermCare #FinancialPlanningForWomen #RetirementStrategy #EmpoweredWomen  #HealthcareCosts #EstatePlanning

Episode 62 | Should You Stay or Should You Go? (Part 2)

This is Part 2 of a two-part series with Sharon Pope. Start with Part 1 for the full story: https://youtu.be/_8_a7LG16Z0
 
In this powerful second half of our conversation with bestselling author and relationship coach Sharon Pope, we go deeper into how emotional health, communication, and personal clarity influence every area of life—including your financial future.
 
Sharon walks us through the myths women believe about love, how to recognize disconnection in your marriage, and what reclaiming your voice really looks like in midlife. If you're navigating a major decision, stuck in the “comfortable discomfort,” or just craving clarity, this episode is for you.
 
In Part 2, we cover 👇 
 
🔥 Why desire fades—and how to revive it
 
🧠 The hidden brain science of love and disconnection
 
👶 How children shift everything in a relationship
 
🛑 Why “we’re just in a rough patch” can be dangerous
 
🧩 3 signs it’s time to seek clarity in your marriage
 
📝 The power of structured conversations with your partner
 
💬 How to communicate with clarity, not criticism
 
💪 Reclaiming your voice—and how it ripples into finances, career, and confidence
 
📚 Sharon’s top recommended reads for empowered women
 
🌱 What “living richly” really means when life feels misaligned
 
Live richly!
 
✉️ Send your questions to podcast@curoprivatewealth.com, and if we use your question you will receive a $10 Amazon gift card!
 
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Listen at the Links Below ⬇️
 
🍎 https://apple.co/48vupOH   
🎧 https://spoti.fi/3YtkVyR
 
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GET SHARON’S BOOK
"Stay or Go: How to Find the Confidence & Clarity You Need to Either Fix the Struggles in Your Marriage or Move Forward without Regret" https://stayorgobook.com/
 
LINKS/ SOCIALS
Website - https://www.sharonpope.com
The Loving Truth Podcast - Top 5% podcast with 25K+ downloads per month: https://podcasts.apple.com/us/podcast/the-loving-truth/id1665995762
Facebook - https://www.facebook.com/SharonPopeCoach
Instagram - https://www.instagram.comhttps//www.instagram.com//sharonpopecoach/
TikTok - http://tiktok.com/@sharonpopecoach
YouTube - http://bit.ly/SharonPopeOnYouTube
LinkedIn - https://www.linkedin.com/in/sharon-pope-0705b28/
 
PUBLISHED PIECES
Modern Love, NYT: Keeping the Boardroom Out of the Bedroom – https://nyti.ms/4kyqYem
HuffPost: Women Can be Both Soft and Strong in Our Relationships – https://bit.ly/3IBv4VF
Mindbodygreen.com: 20 Ways to Build Intimacy in Your Marriage – https://bit.ly/4m5CIX9
 
POPULAR ARTICLES
Women Leave Mentally Years Before They Leave Physically – https://bit.ly/4lPIEDr
The Mature Marriage – https://bit.ly/3GBkf5u
Why 2nd & 3rd Marriages End at Such a Staggering Rate – https://bit.ly/4leDnFq
 
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Facebook: https://www.facebook.com/CuroPrivateWealth/
Instagram: https://www.instagram.com/curoprivatewealth/
LinkedIn: https://www.linkedin.com/company/curo-private-wealth/
 
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